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Uber and Lyft’s insurance policies cover damages that result from accidents caused by their drivers. So in most cases, the driver will be held liable. No accident case is clear-cut, however, and it is entirely possible that the circumstances of the collision can put liability in question.
Uber and Lyft accidents should be treated like any motor vehicle collision — get medical help, and gather evidence and information from everyone involved in the crash.
It is crucial that you report the incident to Uber or Lyft and secure legal representation right away.
These cases can be complicated without the help of an Atlanta rideshare accident attorney who has had experience with rideshare cases. Our attorneys are experts on Uber and Lyft accidents. Attorney Kalka presented on the topic and recently taught other lawyers how to handle these cases at a Georgia Trial Lawyers Association conference.
In addition to their own personal car insurance plan, Uber and Lyft drivers are also required to have insurance that is supplied by the rideshare company. Their policies are meant to cover the driver for incidents that may not be covered by their own plan.
The Uber and Lyft insurance plans apply only when a driver is available to pick up passengers, when drivers are “on the clock,” in a sense.
Each of the companies have a very similar policy, with coverage limits of $50,000 per person, $100,000 per accident, and $25,000 for property damage when a driver is awaiting a ride request. Once a driver accepts a ride request, Uber and Lyft offer $1,000,000 in accident coverage during the time a driver is going to pick up a passenger or has a passenger in their vehicle.
To learn more about Uber's insurance policies click here.
Rideshare app drivers are classified as independent contractors, rather than Uber or Lyft employees. This classification, in a way, separates the companies from the actions of their drivers. A suit can be brought against Uber or Lyft if it is discovered that the company was negligent in some way by hiring a driver. Hire an experienced Atlanta Lyft accident attorney to take a look at your claim right away.
Uber and Lyft drivers will generally be using their respective rideshare apps while driving for navigation purposes. Any cell phone use, for whatever reason, is distracting and can cause accidents.
As is the case with any driver, any violation that you felt endangered you or others should be reported — especially driving under the influence. If you ever suspect your Uber or Lyft driver is intoxicated, end the ride and call 911. Be sure to report the presence of drugs or alcohol if you were in an accident while riding in an Uber or Lyft.
If you still have questions about what to do after an Uber or Lyft accident in Georgia - do not hesitate to contact The Kalka Law Group for a FREE consultation of your case! Call 404-LAWYER1!
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